Passion Radio Shop offers payment in instalments via 2 partners: 4X payment with Paypal (free of charge) and with Alma (with charges) for 2X and 3X payment.

When the equipment and your profile are eligible, the multi-installment payment options are directly proposed to you when you validate the payment, after adding the equipment to the shopping cart.

If one or both of the Paypal 4X, Alma 2X and 3X payment options are not offered, this means that either the product, your account, your country or address is not eligible for payment in instalments.

We have no control over the criteria and reasons for refusals by Paypal or Alma, nor do we have the possibility of validating a request manually.

Payment in 4 instalments free of charge via Paypal

Paypal offers a 4X payment solution enabling our customers to pay for eligible purchases from EUR 30 to EUR 2,000 in 4 instalments over 3 months, with the first instalment due at the time of purchase, at no extra charge.

1.     Only available to individuals residing in France.
2.     French PayPal account required or create a free PayPal account here
3.     Payment in 4X is available subject to acceptance, for purchases from €30 to €2,000.

Credit is a binding commitment and must be repaid. Check your ability to repay.

How can I benefit from Paypal 4x?

If your account and the equipment are eligible, you will have the Paypal 4x payment option displayed when you pay in our store.

If the Paypal 4x option does not appear, it means that your account and/or the equipment are not eligible for payment in instalments by Paypal.

Passion Radio has no control over Paypal's criteria for activating this option on a customer account.

Credit offered by PayPal (Europe) S.à r.l. et Cie, S.C.A., 22-24 Boulevard Royal, L-2449, Luxembourg, R.C.S. Luxembourg B 118 349, which is duly licensed as a Luxembourg credit institution and is under the prudential supervision of the Luxembourg supervisory authority, the Commission de Surveillance du Secteur Financier. This information is provided by PayPal.

* Subject to acceptance by PayPal and to conditions. Financing offer with compulsory deposit and reserved for private individuals. Credit for 3 months. You have 14 days to cancel your loan. The lender is PayPal (Europe) S.à rl et Cie, SCA, 22-24 Boulevard Royal, L-2449 Luxembourg.

See 4X Payment Terms and Conditions.

Payment in 2 or 3 instalments via Alma with charges

Passion Radio offers also payment in 2 or 3 instalments via our partner Alma for orders from €50 to €2000, only available for the following country: France, Spain, Portugal, Germany, Italy, Belgium, Netherlands, Luxembourg, Austria and Ireland.

It can take up to 72 hours for ALMA to validate your file, and the preparation and dispatch of your order begins as soon as the file has been finally accepted.

Payment in 2 or 3 instalments by credit card allows you to pay for your order in 2 or 3 instalments, debited from the account associated with your credit card (CB, VISA, MASTERCARD).

Example of payment in 2 instalments without charges: for a purchase of €300, you pay a first instalment of €152.34, then a second instalment of €150. Charges: €2.34. Total amount due: €302.34. Interest rate: 0.78%. Maximum financing period: 2 months.

Example of payment in 3 instalments without charge: for a purchase of €300, you pay an initial instalment of €104.71, then 2 instalments of €100. Charges: €4.71. Total amount due: €304.71. Loan rate: 1.57%. Maximum financing period: 3 months.

Passion Radio offers its customers the Alma credit service for the settlement of their purchases and the execution of payment. This is conditional on the Client's acceptance of the GCU or the credit contract proposed by Alma.

Any refusal by Alma to grant credit for an order may result in the cancellation of the order.

Any termination of the GCS binding the Customer and Passion Radio will result in the termination of the GCS or the credit contract between Alma and the Customer.

In the event of retraction, the customer's costs and interest will be reimbursed in accordance with regulations.

Payment by credit is available for the settlement of their purchases via our partner Alma, the execution of the payment is conditioned by the signature of the credit contract proposed by Alma. Passion Radio accepts in advance the granting of credit concluded between Alma and the client in accordance with article L312-46 of the French Consumer Code.

If Alma agrees to grant credit to the client, the amount will be paid by credit in accordance with article L312-45 of the French Consumer Code. Any refusal by Alma to grant credit for an order may result in its cancellation, unless the customer agrees to pay cash.

The amount is paid by a credit granted by Alma SAS registered on the REGAFI under number 90876.

In the event of retraction, the customer's expenses and interest will be reimbursed in accordance with regulations.